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Colorado College will continue its long-standing partnership with Academic HealthPlans (AHP) to manage the mandatory insurance requirement and the Student Health Insurance Plan (SHIP). This year, beginning in Fall 2025, Colorado College will be utilizing a new AHP platform called Care26 for the enrollment and waiver process/activity. The Care26 platform is created with a mobile-first mindset, built to support smartphone devices, without sacrificing valuable content or diminishing the user experience.

On July 15, 2025, students will begin receiving emails directly from AHP inviting them to enroll in the SHIP or submit a wavier to opt out of the SHIP with proof of insurance.  All correspondence from AHP will come from an ahpcare.com email account. These Care26 emails are legitimate and the Care26 site is secure. 

For students needing any support navigating the SHIP waiver/enrollment portal through Academic HealthPlans/Care26, please contact:

All students are required to have comprehensive health insurance while attending Colorado College AND to provide annual proof of coverage. This requirement is an attempt to minimize catastrophic financial risk for students. Students may elect coverage under their own insurance, through their employer or their parents' policies, or the through the Student Health Insurance Plan offered by the college.

If you are studying away from 品色堂 for an entire semester (on a non-品色堂 program only, which is led by a partner organization or university and not taught by 品色堂 professors), you are not subject to the SHIP waiver/enrollment requirement and do not need to enroll/waive the SHIP for the semester you are abroad.

Our Student Health Insurance Plan (SHIP) insurance carrier and claims administrator for the 2025-2026 academic year are as follows:

• Insurance Carrier: Anthem (Denver, Colorado)
• Claims Administrator: Anthem (Denver, Colorado)
• Waiver/Eligibility Administrator: Academic Health Plans/Risk Strategies

The  2025-2026 SHIP Highlight Flyer  other/student-health-wellbeing/insurance/Colorado-College_PHF_25-261.pdfhas more information about the coverage provided in the plan.  

The 2025 Fall Student Health Insurance waiver/enrollment period opens on July 15 and closes on August 31. The 2026 Spring/Summer SHIP waiver/enrollment period opens on December 15, 2025, and closes on January 31, 2026. ALL STUDENTS MUST either enroll in or waive out of the school-sponsored plan by going to the . Students who complete the waiver/enrollment process in the fall and are enrolled at 品色堂 for the spring semester will have their SHIP waiver or enrollment automatically roll over to the spring semester. Completing this process early will allow you faster access to your SHIP plan. Your 品色堂 student account will be billed the cost of the SHIP at the beginning of each mandatory enrollment period.

The cost of the 2025-2026 SHIP annual enrollment is $4975.

• Fall: $2081 charged to student accounts (provides coverage from 8/1/25-12/31/25)

• Spring/Summer: $2894 charged to student accounts (provides coverage from 1/1/26 - 7/31/26)

STUDENTS MUST TAKE ONE OF THE FOLLOWING ACTIONS DURING THE MANDATORY ENROLLMENT/WAIVER PERIOD:

• WAIVE the Colorado College Student Health Insurance Plan by providing proof of a comparable health insurance plan. Once the waiver is submitted and approved, the SHIP premium charge will be reversed on the student account. See the waiver process below.
• ENROLL in the Colorado College Student Health Insurance Plan by following the online link and instructions below. You will not be enrolled in or covered by the insurance until the enrollment form is complete and approved, regardless of whether or not your student account was charged.

IF NO ACTION IS TAKEN DURING MANDATORY ENROLLMENT/WAIVER PERIODS, STUDENTS WILL BE DEFAULT ENROLLED IN THE SHIP AND THEIR STUDENT A品色堂OUNT WILL BE CHARGED. THERE WILL BE NO REFUNDS OR REVERSALS OF CHARGES PAST THE END OF THE WAIVER/ENROLLMENT PERIOD DEADLINES.

Once in the, select the link to either Enroll or Waive and enter the required information. The process will take just a few minutes to complete:

WAIVER PROCESS:

If you are covered by a comparable health insurance plan, you must submit a waiver to have the student account SHIP charge reversed. To be eligible for a waiver, your insurance must be considered "comparable" and meet all of the following criteria:

• Plans must include unlimited medical and prescription drug benefits.
• Plans must NOT have a pre-existing condition limitation.
• Plans must include the .
• The auditors will be determining whether your plan provides non-emergency (full coverage) in Colorado. If your policy does not provide full coverage in Colorado, your waiver may still be approved, but you will be notified of the coverage limits so you can take the necessary steps to obtain full coverage.
• Coverage must be active as of the first day of classes and remain active for the academic year.
• The Insurance Company must be owned and operated in the U.S.

If your plan meets the above requirements, you can enter the online  Once in the Waiver Portal, follow the instructions and provide the requested information. Our insurance consultant, Academic HealthPlans, Inc., will validate your plan and let you know if your insurance was approved or if they need further information. Once approved, you will receive an email from Academic HealthPlans, Inc. Your student account will be credited the full SHIP premium amount.

ENROLLMENT PROCESS:

If you are not covered under a comparable health insurance plan, you MUST enroll annually in the college-sponsored Student Health Insurance Plan. Enrollment MUST be completed through the onlinen order for coverage to be activated. You will not be enrolled in or covered by the insurance until the enrollment form is completed and approved, regardless of whether or not your student account was charged. The DEADLINES to ENROLL ARE LISTED ABOVE. No refunds will be issued past these dates.

Once enrolled in the Colorado College-sponsored Student Health Insurance Plan, students will receive an email from Academic HealthPlans, Inc. with information about coverage dates and premiums, and from Anthem with information about how to log into the Sydney app to access their healthcare account information including their insurance ID card.

Colorado College has opted for a digital ID card.  Your member ID card will be available on the plan start date.  You’ll receive an email from Anthem once your ID card is ready to download. You can request a hard copy ID card by contacting Member Services at 1-844-412-0752.

Questions regarding either insurance waiver or enrollment may be directed to Kim Taylor, Student Health Insurance Coordinator at 719-389-6200 or by emailing Ktaylor@coloradocollege.edu.

USING INSURANCE AT THE STUDENT HEALTH CENTER: As an established medical practice, the Student Health Center on campus, in partnership with UCHealth, will accept most major insurance plans and will bill plans directly for services they deliver to 品色堂 students. Student insurance information will be collected at the time of visit and billing for services will be completed after the student is seen.